Credit Protection Association won't stop calling? Here's what I found about their "fees" and lawsuits.

I've been dealing with non-stop harassment from Credit Protection Association (CPA) for a few weeks now. The calls are excessive, and I caught them trying to add a $5.25 "convenience fee" to process a payment. Something felt off, so I started researching.

Turns out, CPA is facing multiple federal class-action lawsuits—one for those exact $5.25 fees, another for sending misleading letters with "veiled threats," and even a $72,000 settlement with the FTC for credit reporting violations. Their whole "relationship management" pitch seems like a front.

I found a guide that walks through exactly how to stop the harassment, dispute any debts including those illegal fees, and send a formal cease and desist. It even has a sample letter to demand they prove the debt is valid without all the extra charges. If you're in the same boat, check it out.

Link: https://protectionforconsumers.com/stop-credit-protection-association-debt-collection-harassment/